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ECHS (Ex-Servicemen Contributory Health Scheme) empanelled hospitals are private and government hospitals that have signed a Memorandum of Understanding (MOU) with ECHS to provide cashless treatment to ECHS beneficiaries — ex-servicemen, war widows, and their dependents. Empanelment is granted after the hospital meets ECHS’s quality and infrastructure requirements, often verified through NABH (National Accreditation Board for Hospitals) accreditation.
Treatment at an empanelled hospital is generally cashless — the beneficiary does not pay the bill directly; the hospital bills the ECHS Polyclinic instead. However, empanelment is time-bound. Each hospital’s MOU has a validity period, and if it expires without renewal, the hospital is treated as non-empanelled until the agreement is renewed — meaning cashless treatment may not be available there until the MOU status is updated.
This tool lets you search empanelled hospitals by city, medical specialty (like Cardiology, Orthopaedics, Oncology, and more), and current MOU status, so you can confirm a hospital’s empanelment before you visit — rather than finding out at the billing counter.
It means the hospital’s agreement with ECHS has lapsed and has not yet been renewed. Until renewal, the hospital is treated as non-empanelled, and cashless treatment may not be available there.
Yes, except in emergencies. Referrals for planned treatment are made by your ECHS Polyclinic. In a genuine emergency, you can be admitted directly, but the Polyclinic must be informed within 48 hours.
Yes. Empanelled hospitals that have signed the MOU cannot charge an ECHS beneficiary directly for covered treatment — the hospital bills ECHS instead. Some exceptions may apply depending on the specific case.
Reimbursement is possible in emergencies, but claims are settled at CGHS rates and require the beneficiary to inform the Polyclinic within 48 hours of admission. It is always better to use an empanelled hospital when the situation allows.
Use this tool’s MOU Status filter, and confirm directly with your nearest ECHS Polyclinic, since empanelment status can change if a hospital’s agreement lapses or is renewed.
You can approach the Officer-in-Charge of your ECHS Polyclinic with proof, and you may also lodge a complaint with the Medical Council of India or local police if required.
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